Discovery

• Family, key issues
• Goals, retirement timing, special needs
• Values
• Comprehensive view of current financial picture
• Risk tolerance, time horizon, attitude toward volatility

Implementation

• Retirement and education plans
• Estate plan, trust, philanthropic plans
• Borrowing plan
• Risk plan including diversification, hedging, insurance, tax minimization
• Family mission and bylaws
• Asset management

Analysis, Recommendations

• Analyze personal, financial information
• Income goals, probability analysis
• Analyze liabilities
• Analysis of risks and threats
• Coordination with outside advisors
• Action plan: growth, preservation, transfer of wealth

Monitoring

• Track progress toward goals
• Set/follow guidelines for liquidity, asset allocation
• Notification when portfolio strays outside guidelines
• Performance reporting
  
• Online access